Vaultam app financial dashboard showing expense tracking and budget management interface

Private AI Money Manager — 100% Offline.

Name: Vaultam
Rating: 4.8 (1250 reviews)
Author: Vaultam

The smart expense tracker that respects your privacy. Track spending, manage budgets, and gain financial insights — all without sharing your data.

Also available on Google PlayAlso available on App Store

No BanksNo AccountsLocal Backups

Complete Money Management, Privacy First

Comprehensive expense tracking and budget management features designed for complete financial control, with guaranteed data privacy and offline functionality.

100% Private Money Tracking

Your financial data never leaves your device. No accounts, no bank connections, guaranteed privacy.

AI-Powered Budget Planning

Intelligent budget creation based on your income patterns. Flexible budget adjustments anytime.

Smart Financial Analytics

AI-driven spending analysis and financial insights to optimize your money management strategies.

Financial Goal Tracking

Set savings targets and track milestone progress with visual goal management tools.

AI Financial Assistant

Voice-enabled expense logging, budget management, and personalized financial guidance.

Automatic Receipt Scanning

OCR-powered receipt digitization with instant expense categorization and data extraction.

Bill Payment Reminders

Automated payment alerts for bills, salaries, and subscriptions to prevent missed due dates.

Loan & Debt Tracking

Transparent lending and borrowing management with clear repayment tracking.

Offline Data Security

Bank-level encryption with local-only storage and secure backup export capabilities.

See Vaultam in Action

Experience the power of smart money management with complete privacy. Every feature designed to make your financial life simpler.

Feature 1 of 9

TRACK Smarter

All your income, expenses & balances in one clean dashboard.

Money shouldn't feel complicated

Vaultam brings peace of mind with a smart ledger that works only for you — 100% offline, always private.

Take control. Save smarter. Stress less.

No Hidden Fees

Your money, your rules. No bank fees, no hidden charges.

Complete Privacy

Your financial data never leaves your device.

Smart Assistance

AI that helps without judging or sharing your data.

Sarah M.

Freelance Designer

“Finally, a money app that respects my privacy. No more worrying about data breaches or banks tracking my spending.”

100%

Offline

Data Leaks

∞

Privacy

Simple Pricing, Maximum Value

Start free. Unlock AI features with credits or go Pro for unlimited access.

Free

$0/lifetime

Perfect for getting started

Core expense tracking
Budget management
Basic categories
Spending streaks
Manual data sync
Basic reports

BEST VALUE

Pro

$3.99/month

or $39.99/yearSave 17%

Unlock AI-powered features

Everything in Free
AI Financial Advisor
Unlimited receipt scanning
Advanced insights & analytics
Priority support
Export to CSV/PDF

All purchases are handled securely through the App Store and Google Play

Also available on Google PlayAlso available on App Store

SECURE & PRIVATE

Your Privacy is Our Foundation

Built from the ground up with privacy in mind. No compromises, no backdoors, no exceptions.

100% Offline

Works without internet. Your data never leaves your device.

No Account

No sign-up, no email, no phone number. Just download and use.

No Bank Access

We never connect to your bank. Your credentials stay with you.

Local Backups

Export and import your data locally. You control your backups.

Read our Privacy Policy

Frequently Asked Questions About Private Money Management

Vaultam operates completely offline to ensure maximum financial privacy. Your expense data, budget information, and financial records never leave your device. We don't maintain servers or cloud storage, eliminating data breach risks and unauthorized access to your personal financial information.

Absolutely! Vaultam doesn't require bank account connections or access to your financial institutions. Manual expense entry and receipt scanning provide more secure expense tracking while increasing your awareness of spending patterns and budget adherence.

Vaultam uses sophisticated on-device AI models that perform financial analysis directly on your smartphone. These offline AI algorithms analyze spending patterns, suggest budget optimizations, and provide financial insights without requiring internet access or sharing your data with external servers.

Vaultam's OCR technology accurately extracts merchant names, amounts, dates, and categories from receipts with over 95% accuracy. The AI-powered receipt scanning works offline and learns from your expense patterns to improve categorization over time.

Unlike Mint or YNAB, Vaultam operates completely offline, ensuring your financial data never leaves your device. While other budgeting apps require cloud connections and bank account linking, Vaultam provides comprehensive expense tracking and budget management with guaranteed privacy protection.

Vaultam's free tier includes comprehensive expense tracking, basic budget management, spending categorization, and data export features. Premium AI-powered features like advanced financial insights and unlimited receipt scanning are available through transparent pricing with no hidden fees.

Transferring your financial data between devices is quick and secure. Export your expense tracking data from your current device and import it on your new phone. The entire process takes under a minute, preserving all your budget categories, spending history, and financial goals.

Yes, Vaultam is available as a native app for both iOS and Android devices. The app provides the same comprehensive offline money management features across all supported platforms, with data synchronization available through secure local backups.

Still have questions?